DISCLAIMER:  The following unofficial case summaries are prepared by the clerk's office
                        as a courtesy to the reader. They are not part of the opinion of the court.

111805P.pdf   06/29/2011  TCF National Bank  v.  Ben Bernanke
   U.S. Court of Appeals Case No:  11-1805
   U.S. District Court for the District of South Dakota - Sioux Falls   
   [PUBLISHED][Melloy, Author, with Murphy and Smith, Circuit Judges]
Civil case - Dodd-Frank Wall Street Reform Act of 2010. District court did not err in denying TCF's motion for a preliminary injunction to halt implementation of provisions of the Durbin Amendment to the Dodd-Frank Wall Street Reform Act; even assuming that TCF possesses a sufficient property interest to raise a due process challenge to the Amendment, it is unlikely to prevail on the merits of the claim as the challenged provisions survive a rational basis review for the reasons set forth in the district court's analysis, namely that Congress's decision to link interchange fees to issuing banks' actual costs bears a reasonable relationship to two proper legislative purposes: (1) to ensure that such fees are reasonable and (2) to prevent retailers and consumers from having to bear a disproportionate amount of costs of the debit card system; nor is TCF likely to prevail on the merits of its equal-protection claim.